Getting involved in an accident can be an incredibly stressful experience, both physically and mentally. Apart from taking care of your medical needs, you also need to file a claim with your insurance company. However, before you rush to file a claim, there are several important things you should do first to ensure that your claim is successful and you receive fair compensation for your damages. In this article, we will outline seven top things you should do before filing an accident case with your insurance company.
- Check for Injuries
The first and most important thing you should do is check yourself and other people involved in the accident for injuries. If anyone is hurt, immediately call for medical assistance. Even if you feel fine, it is still a good idea to get yourself checked out by a medical professional. - Contact the Police
Regardless of the severity of the accident, it is always a good idea to contact the police. They will create an accident report, which can be a valuable piece of evidence when filing a claim with your insurance company. Make sure to get the name and badge number of the officer who responds to the scene. - Gather Evidence
While you wait for the police to arrive, take pictures of the accident scene, including any damage to the vehicles and any injuries sustained. Take note of the names and contact information of any witnesses to the accident. This evidence will be critical when filing your claim. - Exchange Information
Exchange contact and insurance information with the other driver involved in the accident. This includes their name, phone number, address, driver’s license number, and insurance information. Be sure to provide your information to the other driver as well. - Notify Your Insurance Company
Contact your insurance company as soon as possible to notify them of the accident. They will ask you for information regarding the accident and will start the claims process. Be honest and accurate when providing information about the accident to your insurance company. - Keep Records
Keep detailed records of all communication with your insurance company, including emails, phone calls, and any other correspondence. Take notes on what was discussed and who you spoke with. This will help you keep track of the progress of your claim and ensure that everything is handled correctly. - Consult with an Attorney
If you were seriously injured in the accident, it may be a good idea to consult with an attorney who specializes in personal injury cases. They can advise you on the best course of action and help ensure that you receive the compensation you deserve.
In conclusion, being involved in an accident can be a traumatic experience, but by taking the steps outlined above, you can ensure that your claim is handled smoothly and that you receive the compensation you deserve. Remember to stay calm and level-headed and don’t hesitate to seek help if you need it.